Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

561 articles written by Jodie Humphries

/buy-my-partner-out-of-a-mortgage
Home Loans

How to Buy Somone Out of a House Mortgage - RateCity

Buying your partner out of a joint mortgage can depend on whether you are joint tenants or tenants in common, and on whether you can afford the house on your own.

/home-loan-no-deposit-no-guarantor
Home Loans

How can I get a home loan with no deposit and no guarantor?

Few lenders will offer you a home loan with no deposit and no guarantor, and you may have to pay Lender’s Mortgage Insurance (LMI) in such a case. Remember to check the loan conditions.

/how-does-decentralised-exchange-uniswap-work
Cryptocurrency

How does a decentralised exchange like Uniswap work? | RateCity

/how-to-use-metamask-wallet
Cryptocurrency

How to use your MetaMask wallet | RateCity

MetaMask Is a cryptocurrency wallet used for Ether and other ERC20 tokens and to access Ethereum-based decentralised finance (DeFi) applications.

/polygon-platform-matic-coin
Cryptocurrency

Polygon platform and MATIC coin

Polygon is a decentralized platform on top of Ethereum that enables developers to build applications that can be scaled up and offer high-speed transactions, low fees, and security. MATIC is Polygon’s native cryptocurrency.

/land-loan-vs-home-loan-the-differences
Home Loans

Land loan vs home loan: what are the differences?

A vacant land loan can help you buy a vacant plot on which you can construct your house, while a home loan is meant for purchasing a ready-to-occupy house.

/solana-does-offer
Cryptocurrency

What is Solana, and what does it offer?

Solana is a public blockchain platform with a cryptocurrency called SOL. Solana has been in the news for its fast transaction time and low fees.

/use-swyftx-crypto-exchange
Cryptocurrency

How can you use the Swyftx crypto exchange?

Swyftx is an Australian crypto exchange that allows users to buy over 300 assets. Swyftx promises low fees, convenient features, and a powerful user experience. 

Pay It Later: What is it and how does it work?
Buy Now Pay Later

Pay It Later: What is it and how does it work?

Pay It Later works like any other buy now, pay later (BNPL) service, allowing you to purchase items up to your approved credit limit (capped at a maximum of $1,000) and pay for them in four weekly instalments. What sets Pay It Later apart is the P2P option on the Pay It Later app that can be used to buy second-hand items from independent sellers online. 

/ethereum
Cryptocurrency

What is Ethereum?

Ethereum is a programmable blockchain and a marketplace of financial services, games and apps, with its own cryptocurrency, Ether.