Jodie Humphries

What happens to my mortgage if I file for bankruptcy?

You may have several questions in your mind while considering filing for bankruptcy, especially if you’re married. Understanding the legal and financial implications of this decision is important to ensure you take the most appropriate steps to manage your situation.

What is the SMSF Association?

The SMSF Association represents the self-managed super fund sector of Australia. The association works to enhance the knowledge of SMSF professionals and trustees and advocates for the sector in discussions with various stakeholders.

What is mortgage protection insurance?

Your home mortgage is typically your biggest debt obligation, so if you’re worried about how you’ll manage repayments if your income stops, you might want to consider buying mortgage protection insurance.

What is an off market property sale and should you consider it?

There are a number of ways to buy a property, and each method has its pros and cons. While most people are aware of private treaty sales and auctions, not many know about unlisted or off market properties that might offer the benefit of exclusivity or reduced competition.

What is the difference between a gift of equity and a gifted deposit?

A gifted deposit and a gift of equity are based on similar concepts, but different regulations govern them. See which one is best suited for which situations.

How to choose an NBN provider

NBN, short for National Broadband Network, is an Australia-wide internet infrastructure. Introduced in 2011 by the Federal Government to provide a faster, more reliable internet connection to residents, by January 2022 12.1 million Australian homes and businesses were able to connect to the NBN with a plan that suits them.

What NBN speed do I need?

NBN speed is calculated in megabytes per second (Mbps). This is a universal measurement of how fast data travels along the network and an indicator of the maximum downloadable speed.

What can you do if your co-owner is not paying the mortgage?

Co-owning property with someone has many benefits but also comes with risks. Find out how you can deal with the situation when your co-owner is not paying the mortgage.

How to Buy Somone Out of a House Mortgage - RateCity

Buying your partner out of a joint mortgage can depend on whether you are joint tenants or tenants in common, and on whether you can afford the house on your own.

How can I get a home loan with no deposit and no guarantor?

Few lenders will offer you a home loan with no deposit and no guarantor, and you may have to pay Lender’s Mortgage Insurance (LMI) in such a case. Remember to check the loan conditions.