Jodie Humphries

How a deposit gift from your parents can help you secure a mortgage

Is using a gift as a house deposit a feasible option to secure a mortgage? Find out whether your parents can help you with this.

How much should you borrow for a mortgage?

Based on your financial situation, you have a certain borrowing capacity for a home loan. Even if you can borrow more, you need to exercise financial discipline and only take on as much debt as you can comfortably repay.

Land & Construction Loans: How do they work? | RateCity

If you’re planning to buy land and build a house, there are specific land and construction loan options available to you. Find out how these work.

How does American Express credit card travel insurance work?

What’s included in your Amex credit card travel insurance coverage depends on the type of card you hold. Having complimentary credit card travel insurance comes in handy at such times by automatically providing a cover for your trips.

Does home insurance cover animal damage?

Does home insurance cover damage caused by pets? Look for home insurance pet damage cover at the time of purchasing home insurance.

Who can be a guarantor for a home loan?

If you are considering having a guarantor for your mortgage, you will want to know who can guarantee a home loan? Or if you’re planning to guarantee a loan, you should know how to protect your interests.

Discharge of mortgage: When and how to go about it?

There are certain situations when you may have to discharge your mortgage during the loan term, such as when you are selling your house or refinancing your mortgage. Learn how mortgage discharge works and what it will cost you.

How can I increase my borrowing power?

Are you wondering how to increase your home loan borrowing power? There are several methods you could use.

Amex Black Centurion Card Australia | RateCity

The American Express Centurion Card (also called the AMEX black card) is one of the most exclusive cards worldwide and is only available on an invitation basis. Let's explore some of the facts we know about this luxury credit card.

Is additional borrowing on a mortgage possible?

If you need to pay for a large expense, one of your options is to top up your mortgage. Find out how much you can borrow and how you can use the extra funds.