Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

627 articles written by Jodie Humphries

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Cryptocurrency

How does a decentralised exchange like Uniswap work? | RateCity

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Cryptocurrency

How to use your MetaMask wallet | RateCity

MetaMask Is a cryptocurrency wallet used for Ether and other ERC20 tokens and to access Ethereum-based decentralised finance (DeFi) applications.

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Cryptocurrency

Polygon platform and MATIC coin

Polygon is a decentralized platform on top of Ethereum that enables developers to build applications that can be scaled up and offer high-speed transactions, low fees, and security. MATIC is Polygon’s native cryptocurrency.

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Home Loans

Land loan vs home loan: what are the differences?

A vacant land loan can help you buy a vacant plot on which you can construct your house, while a home loan is meant for purchasing a ready-to-occupy house.

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Cryptocurrency

What is Solana, and what does it offer?

Solana is a public blockchain platform with a cryptocurrency called SOL. Solana has been in the news for its fast transaction time and low fees.

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Cryptocurrency

How can you use the Swyftx crypto exchange?

Swyftx is an Australian crypto exchange that allows users to buy over 300 assets. Swyftx promises low fees, convenient features, and a powerful user experience. 

Pay It Later: What is it and how does it work?
Buy Now Pay Later

Pay It Later: What is it and how does it work?

Pay It Later works like any other buy now, pay later (BNPL) service, allowing you to purchase items up to your approved credit limit (capped at a maximum of $1,000) and pay for them in four weekly instalments. What sets Pay It Later apart is the P2P option on the Pay It Later app that can be used to buy second-hand items from independent sellers online. 

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Cryptocurrency

What is Ethereum?

Ethereum is a programmable blockchain and a marketplace of financial services, games and apps, with its own cryptocurrency, Ether. 

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Home Loans

What does it take to subdivide land?

A subdivision is when a block of land is divided into two or more properties. As an investor, you could potentially generate profits by dividing land into smaller lots. If you own a large piece of land in a good location, you may consider creating smaller lots for sale. You might want to keep one lot for your own home and sell or rent out the others. 

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Credit Score

What is the difference between your credit score, credit report and credit file?

Your credit score is an indicator of your creditworthiness. It is based on the information that goes on your credit report, which, in turn, is an organised view of the information contained in your credit file maintained by various credit bureaus.