Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

627 articles written by Jodie Humphries

/nbn-benefit-business
NBN Plans

How can the NBN benefit your business?

A speedier internet connection can make life easier for businesses, as it can make completing day-to-day tasks simpler and more efficient. Discover the key benefits of the technology and how NBN could benefit your business.

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Superannuation

Your guide to parental leave and superannuation

See how your superannuation is affected when you take parental leave. Also, learn how to minimise the impact of the leave on your superannuation fund balance.

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Credit Score

What is a bad credit score and how does it affect you?

A bad credit score can make it challenging for you to be approved as a borrower, but you can work towards getting a better score.

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Home Loans

What you should know before buying a property below market value

You may get lucky when buying a house and be able to make a favourable purchase, buying the property below market value. But how do lenders look at such deals? 

/understanding-family-guarantee-home-loans
Home Loans

Understanding family guarantee home loans

A family deposit mortgage allows your parents or close relatives to act as your guarantor to secure a home loan. The family guarantee home loan can work both ways, meaning your parents can become your guarantor, or you can become a guarantor for your parents.

/rights-responsibilities-does-mortgage-guarantor-have
Home Loans

What rights and responsibilities does a mortgage guarantor have?

Before you agree to become a guarantor on a home loan, be sure to check the loan terms and the borrower’s financial circumstances to avoid potential pitfalls.

/difference-home-equity-loan-personal-loan
Home Loans

What is the difference between a home equity loan and a personal loan?

Which is the better choice between a home equity loan and a personal loan in the case of a financial emergency? Let us help you decide.

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Savings Accounts

What are the different types of interest?

Depending on the financial product, you could be paid or charged either simple interest or compound interest. Ask your bank about how interest is calculated on your accounts.

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Superannuation

What is the sole purpose test for an SMSF?

The Sole Purpose Test is designed to ensure that each action undertaken by a self-managed superannuation fund (SMSF) is for the sole purpose of providing retirement benefits to the trustees.

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Credit Cards

How to use & redeem Velocity Frequent Flyer points | RateCity

A brief overview of how you can redeem your Virgin Velocity Frequent Flyer points for flights, travel, wine or retail. Plus, there's no joining fee for becoming a member of the Velocity Frequent Flyer program.