Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

561 articles written by Jodie Humphries

/building-wealth-through-home-equity-loans
Home Loans

How to build wealth through home equity loans

Building wealth and property portfolios is becoming more common practice in Australia. Home equity is one such way that home owners can build on their current wealth and add to their property portfolio.

/are-you-going-through-financial-hardships
Home Loans

How to survive a mortgage if you're going through financial hardship

Every now and then, an unexpected event may occur in our lives that causes financial hardships where making repayments on a home loan is impossible. Make sure you know your rights and the cover available.

/home-equity-loan-to-buy-another-house
Home Loans

Can you use your home equity loan to buy another house?

Whether you want to purchase a second property for holidaying, investment purposes, or as a place for you (or your family members) to live in the future, a home equity loan may be a way to secure those keys.

/consider-value-of-home-before-refinance
Home Loans

Why you should consider the value of your home before you refinance

No matter why you want to refinance, it’s important to consider the value of your home when you’re weighing up your options.

/pay-off-a-personal-loan-or-credit-card
Home Loans

Should you pay off a personal loan or credit card first?

If you have both a credit card debt and a personal loan, you may be wondering which one you should aim to pay off first.

/does-contents-insurance-cover-moving-house
Home Insurance

Does contents insurance cover moving house?

If you’ve got content insurance, you’re probably wondering if your possessions will be protected if they don’t get to their destination in one piece.

/extend-interest-only-mortgage-repayment-period
Home Loans

Can you extend an interest-only mortgage repayment period?

Even if your lender allows you to extend an interest-only repayment period, you should still prepare for the increased payments later.

/understanding-4x4-car-insurance-in-australia
Car Insurance

Understanding 4x4 car insurance in Australia

If you own a 4x4 and are planning to use it to go offroad, it’s important to choose the right 4wd car insurance to suit your needs. Understand what insurers offer to decide.

/do-you-need-a-business-card
Credit Cards

Do you need a business card?

Using your personal credit card when you start your business may be tempting. However, getting a separate card for your business might be more financially wise.

/building-house-paying mortgage
Home Loans

When building a house, when do you start paying the mortgage?

When you need to start repaying the mortgage on a new building really depends on your lender, so make sure you know before you start building to help minimise the financial burden.