Jodie Humphries

What's the real cost of buying your first home?

Deciding when you are ready to buy your first home plagues a lot of people. It's a big financial commitment and as most of us know, life doesn't always go according to plan. The biggest factor for most is the monthly repayments but often we overlook the other home loan costs that come with purchasing our first home.

How to refinance your way to mortgage savings

Changing your home loan might be the last thing on your mind, but if you’re willing to spend an hour or two researching your options, you could save thousands of dollars.

What does the government offer for first home buyers?

Purchasing your first home is generally the largest purchase most Australians will have made. Buying your fist home is both an exciting and worrying time for most Australians. With low interest rates in Australia it is a great time for new buyers to enter the market.

Are honeymoon rates a good way to find the best mortgages?

Honeymoon rate mortgages are also known as introductory mortgages because banks often tempt you with a low rate for the first few years of your home loan. RateCity has found some of the lowest rates on introductory mortgage rates to bring you one step closer to your new home.

Are bigger mortgage lenders better? 

Bigger doesn't always mean better. When it comes to shopping around for a competitive home loan don't restrict yourself to big banks or well-known brands, as smaller lenders could save you more money.

How to pick the right home loan for you

Choosing the right home loan can feel like drawing straws. There as so many Australian lenders and once you choose one, you then have to decide on the different home loan types they are offering. That is why it's essential that you carry out your own home loan comparisons so that you know what's going to work best for you.

Should you make the switch to fixed rates?

With home loan interest rates at the lowest seen in years, homeowners are wondering if it is a good time to switch over to a fixed rate.

How do I claim Qantas Frequent Flyer points?

You wouldn’t be alone if you forgot to add your Qantas Frequent Flyer number while booking flights or the points haven’t been credited to your account. These are common errors, so the Qantas Frequent Flyer program gives you the option to claim retrospective miles or points.

What voids car insurance?

Paying for car insurance can be a costly ongoing expense. However, meeting these monthly payments may mean very little if you’re making mistakes that can void the insurance. It’s important to know the different factors that may result in claim rejection.

How to transfer car registration in NSW?

Every car owned in NSW must be registered in NSW. This means you must transfer registration to NSW if you purchase a car registered out of state or under another name.