Jodie Humphries

Should you pay off a personal loan or credit card first?

If you have both a credit card debt and a personal loan, you may be wondering which one you should aim to pay off first.

Does contents insurance cover moving house?

If you’ve got content insurance, you’re probably wondering if your possessions will be protected if they don’t get to their destination in one piece.

Can you extend an interest-only mortgage repayment period?

Even if your lender allows you to extend an interest-only repayment period, you should still prepare for the increased payments later.

Understanding 4x4 car insurance in Australia

If you own a 4x4 and are planning to use it to go offroad, it’s important to choose the right 4wd car insurance to suit your needs. Understand what insurers offer to decide.

Do you need a business card?

Using your personal credit card when you start your business may be tempting. However, getting a separate card for your business might be more financially wise.

When building a house, when do you start paying the mortgage?

When you need to start repaying the mortgage on a new building really depends on your lender, so make sure you know before you start building to help minimise the financial burden.

What's the real cost of buying your first home?

Deciding when you are ready to buy your first home plagues a lot of people. It's a big financial commitment and as most of us know, life doesn't always go according to plan. The biggest factor for most is the monthly repayments but often we overlook the other home loan costs that come with purchasing our first home.

How to refinance your way to mortgage savings

Changing your home loan might be the last thing on your mind, but if you’re willing to spend an hour or two researching your options, you could save thousands of dollars.

What does the government offer for first home buyers?

Purchasing your first home is generally the largest purchase most Australians will have made. Buying your fist home is both an exciting and worrying time for most Australians. With low interest rates in Australia it is a great time for new buyers to enter the market.

Are honeymoon rates a good way to find the best mortgages?

Honeymoon rate mortgages are also known as introductory mortgages because banks often tempt you with a low rate for the first few years of your home loan. RateCity has found some of the lowest rates on introductory mortgage rates to bring you one step closer to your new home.