Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

561 articles written by Jodie Humphries

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Car Loans

The advantages and disadvantages of a chattel mortgage

A chattel mortgage is one of the financing options available when you’re buying a car for business use. Understanding the pros and cons will help you make an informed decision.

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Savings Accounts

Term deposit rates vs bonus savings accounts

Term deposits and high-interest savings accounts are two popular options to grow your savings but which one is right for you?

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Home Loans

What is a shared equity mortgage?

A shared equity mortgage is a scheme where the individual shares the ownership of the home with the mortgage lender or a third party.

/paying-off-mortgage-vs-investing
Home Loans

Paying off your mortgage vs investing

Should you pay off your mortgage or put more money into other investments? Explore the options before making your decision.

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Home Loans

What should be on your home loan checklist?

Do you know your offset option from your redraw facility? Home loans come with so many features that it can be confusing to get your head around what you will need and what you can live without, particularly if you are a first home buyer.

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Car Insurance

Understanding capped price servicing

Capped price servicing offers transparency to the service pricing when returning your vehicle for regular maintenance. Find out how it works.

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Credit Cards

Amex vs Mastercard

Tossing up between an Amex or Mastercard credit card? You’ve come to the right place. In this article we break down the differences between both, so you can work out which one is best for you.

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Home Loans

What are capped rate home loans?

Capped rate home loans provide extra security of a variable interest rate without locking in a fixed rate. You can be rewarded by capped rate home loans if the variable rate is reduced so your repayments will be less money.

/buying-rental-property-with-home-equity-loan
Home Loans

Guide to buying a rental property with a home equity loan

If you’re considering buying a rental property, you could use the equity in your own home to secure a loan. Learn more about how to plan before you do this.

/is-using-a-car-insurance-broker-worth-it
Car Insurance

Is using a car insurance broker worth it?

Getting the right car insurance can help with the premium cost and ensure you’re properly covered. But how do you choose? Car insurance brokers can help.