Jodie Humphries

Can I claim a car loan on my tax return?

You may get tax deductions on the interest and depreciation on some car loans, provided you’re using the car for business purposes.

Owner occupied home loan tax deductions: What's available?

You may qualify for tax deductions if even a part of your property is used for earning an income, whether by renting it out or running a home-based business.

Can stamp duty be added to your mortgage? | RateCity

Stamp duty is an upfront cost associated with buying property. It can be costly, and you may wonder if a lender will let you add this amount to your mortgage.

How can mortgage reduction strategies improve my financial situation? 

Few of us want to hang onto the mortgage for longer than we have to. Luckily there are several strategies you can use to pay down your home loan faster. 

What is a rate lock and what happens if it expires before your home loan closes? 

Some Aussies opt for a rate lock to ensure they are not hit with an unexpected interest rate hike while their home loan is being processed. Learn more about how you can lock in your mortgage rate. 

How to apply for a home loan with bad credit

Even if you have a poor history of repaying money, you may still be able to get approval for a home loan in some circumstances. Learn more about the different options and if you may be eligible for a home loan with very bad credit. 

What are the tax benefits available to first-time homebuyers renting out their property?

Homeowners may qualify for tax deductions when they rent out the home and make improvements. They can also claim a deduction for loss in any equipment’s value. 

What is a super re-contribution strategy?

By adopting a super re-contribution strategy whereby you withdraw super and then deposit it in the same or a different super fund later, you may save on tax.

Superannuation on Termination Payments - Is it payable?

If you’re planning to switch jobs or your employment was terminated for any reason, it’s helpful to understand your rights before deciding on next steps. When it comes to whether your employer must pay superannuation on termination payments, the general answer is no.

What happens to your superannuation when you’re not working?

If you’ve become unemployed, you may be wondering what to do with your superannuation when you’re not working. You may still be able to grow your super.