Jodie Humphries

Can you get two loans on your home?

If you’re considering taking out a second mortgage on your home loan, there are a lot of pros and cons to consider. Learn more about the benefits and risks involved.

What does insurance cover if your car is stolen?

So, your car was stolen. Now what? If your car is insured, the chances of recovering it are much greater. Here’s what you need to know about how insurance can pay for a stolen car.

How can I transfer money from my credit card to a bank account instantly?

If you need money in an emergency, your credit card is a great way to access some. Did you know you can make an online transfer from your credit card to a bank account?

What to do if your home loan is denied

There are several reasons you may have been denied a home loan. Here are some steps you can take if this happens to you.

Can I still sell my house in foreclosure?

If you miss your home loan repayments, the lender can take you to court and repossess your home. However, you can choose to sell your home before this happens.

Can I get a bad credit home loan with a co-signer?

If you have a bad credit history, a co-signer can help you get a home loan. However, they need to be aware of the risk involved, as they may need to repay the loan if you can’t.

What does “conditionally approved” mean for a home loan?

Some lenders offer conditional approval for a home loan, giving you an idea of how much you can borrow. This, however, doesn’t mean the home loan is approved.

Why is it important to have landlord home insurance?

Are you planning on renting out your property? Make sure you get landlord home insurance so that you have the right protection for your investment.

SGC on Leave Loading: How does it work? | RateCity

If you get annual leave loading, your employer should include it when calculating super guarantee contributions, except when it compensates for lost overtime.

Can I open a foreign currency term deposit in Australia?

If the AUD isn’t performing as well as other currencies, you may consider opening a foreign currency term deposit in Australia. There are a few boxes you’ll need to tick before you can apply.