Jodie Humphries

How to choose a super fund

When you get a job, you can ask your employer to make super contributions to a fund chosen by you based on factors such as its performance and fees.

How to make downsizer contributions to your superannuation?

Making a downsizer contribution can be a good way to grow your superannuation fund if you’re over 65 years and are looking to sell an eligible property. Learn more about downsizer contributions.

What happens to superannuation in the event of bankruptcy?

If the deposits made in your superannuation are legitimate and it is a regulated fund, your superannuation is usually protected in the event of bankruptcy. Find out more.

What does contributing to super imply for business owners?

Business owners should ensure they make super guarantee contributions for eligible employees and maintain super records for five years.

What you should know about using super for home loan repayments

You can sometimes use super for mortgage repayments if you risk defaulting and losing your home or if you qualify for the First Home Super Saver Scheme. 

What factors can affect your mortgage rate?

You may have seen mortgage interest rates advertised on lenders websites or sites like RateCity and wondered how they are set and how you can get a better deal.

Loans for first home buyers without any down payment: How they work 

Are you trying to buy your first property with no deposit? It may be possible, but it’s worth exploring all the available options. 

How to get pre-approval for a home loan as a first-time buyer?

While planning to buy your first home, it’s good to understand how much you’re eligible to borrow. Learn more about the process of getting pre-approval on your home loan. 

How will a recession affect my superannuation? | RateCity

In a recession, super fund balances may reduce due to investments making a loss and early withdrawal of super benefits by eligible members. Find out what may happen to your super funds in a recession.

How can you get a home loan on a low income? 

Even if you’re on a low income, you can still fulfil your dream of owning a home and getting a home loan. Getting home loan approval with a low income and bad credit may just take a little extra effort.