Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

561 articles written by Jodie Humphries

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Home Loans

How long does home loan approval take?

You’ve found your dream home, put in an application for a home loan and now are wondering how long a bank takes to approve the home loan. Well, that depends on several factors and the right documentation.

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Car Loans

Can you trade in a car you still owe on?

Selling a car with finance owing is possible, but you should discuss it with your lender. You should also tell the buyer or car dealer about the outstanding loan.

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Credit Cards

How does credit card insurance work?

Credit card insurance covers any debt you’re unable to repay when you lose your job or suffer an illness. Check the coverage offered and cost of this insurance.

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Credit Cards

What cover do I get with the Suncorp credit card insurance?

As a Suncorp Bank customer, you’re eligible for complimentary Suncorp credit card insurance.

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Superannuation

Australian Super Unique Superannuation Identifiers (USI) | RateCity

Unique superannuation identifiers are codes assigned to super funds to help contributors distinguish between them.

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Credit Cards

Why was my credit card transaction declined?

Nothing is more frustrating or embarrassing than being told your credit card has been declined. There are several reasons this could have happened and the good news is a lot of them are easy to fix.

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Car Loans

Can I get a car loan on casual employment?

Getting a car loan with a casual job can be tricky since you may not have the required income documents. Ask lenders about other acceptable documents.

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Credit Cards

What do I do when my credit card expires?

What happens if your credit card expires? Learn how to safely dispose of your old credit card to safeguard your identity and be protected from fraud.

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Home Insurance

Do I need to get homeowners insurance liability coverage?

A legal liability home insurance policy doesn’t just protect your home and its contents, but also also protects you from liability if someone gets injured in your home.

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Car Insurance

Can you insure a car that’s been written off?

A badly-damaged car is often written-off by the insurer. But how difficult is insuring a car that has been written off? This will depend on the terms of the policy and the extent of the damage. But it may be possible.