Jodie Humphries

Can I cancel a home loan before settlement?

The settlement is the last step in the home buying process, when the lender provides the funds for you to purchase the property and register a mortgage against the title of your new home. 

Buying a second property with a second home loan

Once you purchase your first property, you think that buying the next one would be easy. However, the property market and the lending industry may have changed since the time you brought the first property. Let’s take a look at some factors you should consider while buying a second home.

Unconditional Approval: What is it & can you be denied after approval?

You can start house shopping with a conditional home loan, but you’ll only receive the funds after you get final unconditional home loan approval.

All you need to know about new for old contents insurance

Content insurance covers the household items and personal belongings in your home in case they are lost, damaged, or stolen. If you own your house, it’s possible to couple your home or building insurance with your contents policy, which is often cheaper than taking out two separate policies.

Can I get a home loan without my spouse?

If you’re part of a couple, it’s often easier to get a home loan with your partner because you can pool your incomes and assets. But if you’re partnered and wish to buy alone, applying for a loan without your spouse may still be possible. 

What is underinsurance, and how to avoid it?

If you are an Australian homeowner, your home insurance policy might not have adequate coverage to make good the damage to your home and possessions during an unforeseen event.

What you should know about the Productivity Commission’s superannuation inquiry

What you should know about the Productivity Commission’s superannuation inquiry

What is the bring-forward rule in superannuation?

You may consider boosting your superannuation account by maximising your contributions using the bring-forward rule. Learn more about how this rule works and who is eligible for it.

Will a personal loan affect my mortgage application?

Personal loans can affect your mortgage application, and it can be good or bad, depending on the situation. Learn more about how personal loans can impact your home loan eligibility.

Can I transfer someone else's credit card balance to mine?

If you want to help out someone struggling with high-cost credit card debt, you may want to take on the responsibility of repaying the balance. Although not common, some card companies allow you to transfer debt from another person. Find out more about the transfer of credit card balance.