Jodie Humphries

Understanding the difference between secured vs. unsecured personal loan

Suppose you find yourself looking to apply for a personal loan to fund a new car, renovations or something else. You’ll need to get a better understanding of the difference between an unsecured personal loan vs. secured personal loan.

What you should know about hobby farm home loans

Hobby farm home loans aren’t the same as loans for residential properties in a city. You may need to find a specialist lender and also check the loan terms.

How does transferring car insurance work?

If you plan to sell your car and buy another one, a car insurance transfer is one thing to consider. It might be helpful to understand how to transfer a car insurance policy and the various factors involved.

How to get a home loan with bankruptcy discharge?

Declaring bankruptcy can severely hamper your credit history. But, can you apply for a home loan after being discharged? Learn how to get a home loan with a bankruptcy discharge. 

What is fusion damage insurance and why would I need it?

Can you imagine a day without the convenience of basic household appliances like your refrigerator, dishwasher or washing machine? We all rely on a range of household devices to get through the day. But the cost of replacing these items if they are damaged can put household budgets in the red. That’s why people often insure their valuables, like computers and household appliances, with home and contents insurance.

How to get a personal loan with an average credit score

Even if you have a few dents in your credit score, you may still be able to get a personal loan. Find out how to apply for a personal loan with an average credit score.

Is there an age limit for personal loans in Australia?

One of the things lenders will look at when you apply for a personal loan is your age, but there are other criteria to be aware of as well.

Can you get a personal loan with a co-signer?

If you need a personal loan but fear that a low credit score might reduce your chances of getting one, you may be considering getting a personal loan with a co-signer. Find out how having a co-signer works.

Can a personal loan be used for tax exemption?

The interest you pay on personal loans are usually not tax-deductible, but they may be in some cases. It’s important to look at how the loan is spent.

What is a pre-approved car loan?

Buying a car with a pre-approved loan can make choosing easier, as you know how much you’re allowed to spend. Here’s how the process works.