Jodie Humphries

Do I need to buy home insurance before closing on a property?

Having adequate home insurance can help manage risks from unforeseen events like floods, bushfires and other natural calamities. But if you’re purchasing a property, you need to know when the responsibility for property damage shifts between the seller and the buyer to make sure there’s no gap in coverage at any time. 

Get better interest rates: variable savings accounts vs term deposits

Variable savings accounts or term deposits, which will provide the highest return on your savings? Learn more about both to make an informed decision.

Can you make superannuation contributions after retirement?

Are you planning to rejoin the workforce after retiring? Learn how you can keep making superannuation contributions after retirement.

Why should you consider making voluntary after-tax superannuation contributions?

It’s mandatory for your employer to make super contributions on your behalf, but how can you increase your super faster? Learn how to increase your super through voluntary superannuation contributions.

What happens when a term deposit matures?

A term deposit is a popular option for people who want to park their cash and earn some interest. When the term deposit matures, you have a choice about what to do next.

What is withholding tax on a savings account?

If you earn interest on your savings, it may be taxable, just like your wages. Your bank may withhold - or deduct - tax when paying out your interest.

How can I claim unpaid superannuation contributions from my employer?

If your employer isn’t contributing to your super fund as required, you can report them to the Australia Taxation Office.

Does home insurance cover natural disasters?

Do you live in a disaster-prone area and wonder if you have adequate home insurance against natural disasters? Whether it’s against floods or bushfire, your home insurance policy must cover you against the risk of natural disasters.

What happens if my credit card is overdrawn?

If your credit card is overdrawn or you have hit your limit, new transactions will often be declined. Most card issuers will send you a text or email when you are about to hit your credit limit.

What are personal superannuation contributions?

Personal superannuation contributions are deposits into your super fund made from money you’ve paid tax on. They’re also called non-concessional contributions.