Jodie Humphries

What size home loan can I afford?

Buying a new home is a big decision, and is one of the most expensive investments of your life, too. But before you even start to look for that dream home, you should find out how much you can borrow. This will help you narrow down your search and get an idea of what your repayments will look like in the future. 

Can you get two loans on your home?

If you’re considering taking out a second mortgage on your home loan, there are a lot of pros and cons to consider. Learn more about the benefits and risks involved.

What is the maximum contribution base for superannuation?

There's a limit to the amount of SG an employer needs to pay for any individual employee. Learn more about the maximum contribution base for superannuation for 2020-21. 

What are concessional contributions to a superannuation fund?

Concessional contributions are super contributions eligible for a lower tax rate. You shouldn’t exceed the annual superannuation concessional contributions cap.

What does insurance cover if your car is stolen?

So, your car was stolen. Now what? If your car is insured, the chances of recovering it are much greater. Here’s what you need to know about how insurance can pay for a stolen car.

How can I transfer money from my credit card to a bank account instantly?

If you need money in an emergency, your credit card is a great way to access some. Did you know you can make an online transfer from your credit card to a bank account?

Can you transfer money from your credit card to a savings account?

Can I transfer money from a credit card to a savings account? Yes, it’s possible to make a money transfer from your credit card to a bank account, but do note, you'll probably have to pay higher fees and interest.

What to do if your home loan is denied

There are several reasons you may have been denied a home loan. Here are some steps you can take if this happens to you.

Can I still sell my house in foreclosure?

If you miss your home loan repayments, the lender can take you to court and repossess your home. However, you can choose to sell your home before this happens.

Can I get a bad credit home loan with a co-signer?

If you have a bad credit history, a co-signer can help you get a home loan. However, they need to be aware of the risk involved, as they may need to repay the loan if you can’t.