Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

627 articles written by Jodie Humphries

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Credit Cards

What cover do I get with the Suncorp credit card insurance?

As a Suncorp Bank customer, you’re eligible for complimentary Suncorp credit card insurance.

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Superannuation

How does superannuation work in Australia?

Superannuation, often called super, refers to compulsorily saving up for your retirement. Your employer is usually required to contribute to your super fund.

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Superannuation

Australian Super Unique Superannuation Identifiers (USI) | RateCity

Unique superannuation identifiers are codes assigned to super funds to help contributors distinguish between them.

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Credit Cards

Why was my credit card transaction declined?

Nothing is more frustrating or embarrassing than being told your credit card has been declined. There are several reasons this could have happened and the good news is a lot of them are easy to fix.

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Car Loans

Can I get a car loan on casual employment?

Getting a car loan with a casual job can be tricky since you may not have the required income documents. Ask lenders about other acceptable documents.

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Credit Cards

What do I do when my credit card expires?

What happens if your credit card expires? Learn how to safely dispose of your old credit card to safeguard your identity and be protected from fraud.

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Home Insurance

Do I need to get homeowners insurance liability coverage?

A legal liability home insurance policy doesn’t just protect your home and its contents, but also also protects you from liability if someone gets injured in your home.

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Car Insurance

Can you insure a car that’s been written off?

A badly-damaged car is often written-off by the insurer. But how difficult is insuring a car that has been written off? This will depend on the terms of the policy and the extent of the damage. But it may be possible.

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Personal Loans

Understanding the difference between secured vs. unsecured personal loan

Suppose you find yourself looking to apply for a personal loan to fund a new car, renovations or something else. You’ll need to get a better understanding of the difference between an unsecured personal loan vs. secured personal loan.

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Home Loans

What you should know about hobby farm home loans

Hobby farm home loans aren’t the same as loans for residential properties in a city. You may need to find a specialist lender and also check the loan terms.