Jodie Humphries

How to use superannuation as a first home buyer?

As a first home buyer, you might be eligible to withdraw super contributions toward a home deposit with the First Home Super Saver Scheme. Find out how. 

What does “conditionally approved” mean for a home loan?

Some lenders offer conditional approval for a home loan, giving you an idea of how much you can borrow. This, however, doesn’t mean the home loan is approved.

Why is it important to have landlord home insurance?

Are you planning on renting out your property? Make sure you get landlord home insurance so that you have the right protection for your investment.

SGC on Leave Loading: How does it work? | RateCity

If you get annual leave loading, your employer should include it when calculating super guarantee contributions, except when it compensates for lost overtime.

How to claim deceased superannuation?

As deceased superannuation benefits aren’t legally considered part of an estate, the process must be handled separately. Learn how to claim deceased superannuation.

Can I open a foreign currency term deposit in Australia?

If the AUD isn’t performing as well as other currencies, you may consider opening a foreign currency term deposit in Australia. There are a few boxes you’ll need to tick before you can apply.

How long does home loan approval take?

You’ve found your dream home, put in an application for a home loan and now are wondering how long a bank takes to approve the home loan. Well, that depends on several factors and the right documentation.

Can you trade in a car you still owe on?

Selling a car with finance owing is possible, but you should discuss it with your lender. You should also tell the buyer or car dealer about the outstanding loan.

What is a small business superannuation clearing house?

If you’re operating a small business, you may be able to use the Tax Office’s small business superannuation clearing house service and contribute to employees’ super funds for free.

How does credit card insurance work?

Credit card insurance covers any debt you’re unable to repay when you lose your job or suffer an illness. Check the coverage offered and cost of this insurance.