Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

627 articles written by Jodie Humphries

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Car Insurance

How does transferring car insurance work?

If you plan to sell your car and buy another one, a car insurance transfer is one thing to consider. It might be helpful to understand how to transfer a car insurance policy and the various factors involved.

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Home Loans

How to get a home loan with bankruptcy discharge?

Declaring bankruptcy can severely hamper your credit history. But, can you apply for a home loan after being discharged? Learn how to get a home loan with a bankruptcy discharge. 

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Home Insurance

What is fusion damage insurance and why would I need it?

Can you imagine a day without the convenience of basic household appliances like your refrigerator, dishwasher or washing machine? We all rely on a range of household devices to get through the day. But the cost of replacing these items if they are damaged can put household budgets in the red. That’s why people often insure their valuables, like computers and household appliances, with home and contents insurance.

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Personal Loans

How to get a personal loan with an average credit score

Even if you have a few dents in your credit score, you may still be able to get a personal loan. Find out how to apply for a personal loan with an average credit score.

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Personal Loans

Is there an age limit for personal loans in Australia?

One of the things lenders will look at when you apply for a personal loan is your age, but there are other criteria to be aware of as well.

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Personal Loans

Can you get a personal loan with a co-signer?

If you need a personal loan but fear that a low credit score might reduce your chances of getting one, you may be considering getting a personal loan with a co-signer. Find out how having a co-signer works.

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Personal Loans

Can a personal loan be used for tax exemption?

The interest you pay on personal loans are usually not tax-deductible, but they may be in some cases. It’s important to look at how the loan is spent.

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Car Loans

What is a pre-approved car loan?

Buying a car with a pre-approved loan can make choosing easier, as you know how much you’re allowed to spend. Here’s how the process works.

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Home Loans

An insight into private home loan lenders

If you find it difficult to access a home loan from regular lenders, private lenders may be an option. Understand how private lenders work and the pros and cons of this alternative.

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Home Loans

What you need to know about taking out a mortgage for a vacation home

You may be interested in buying a holiday home for the dual benefits of rental income and future vacations. But you must carefully consider the pros and cons of holiday home loans to decide if this is a smart investment decision.