Jodie Humphries

How do I stop a payment on my credit card?

Stopping a credit card payment is easier said than done. However, once the payment is processed, you can raise a dispute with the credit card issuer.

Five benefits of home insurance that not all policies offer

The benefits of having home insurance don’t begin and end with repairing or rebuilding your home after a disaster. Check what else your policy may cover.

Why do I need a home loan exit strategy?

If things don’t turn out the way you expect, you may need another way to pay off your home loan. That’s why lenders often ask for a home loan exit strategy.

How to reduce your home insurance premium

Here are some ways that can cut the cost of your home insurance without cutting your cover.

Can I apply for a joint home loan with my spouse if I’m not working?

Sometimes, applying for a home loan with your spouse may be necessary if you’re not earning your own income. However, lenders may prefer that the wage earner alone apply for the loan.

How does a locked savings account help me save money?

You won’t be able to withdraw money from locked savings accounts for a fixed amount of time, you may earn more interest than with a standard account.

Standard home loan eligibility criteria

By understanding the eligibility criteria for mortgage approval before applying for a home loan, you can increase the chances of your application getting over the line.

Understanding personal loan insurance cover

Is it mandatory to take insurance for a personal loan? No, but it can safeguard you against unforeseen situations that may affect your ability to make timely repayments. You can buy a personal loan protection policy either when you take the loan or later.

Can you pay rent with a credit card?

You may have wondered whether it’s possible to pay rent with a credit card. The short answer is usually yes, with a couple of caveats.

Will a personal loan affect a home loan?

A personal loan can affect a home loan application positively as well as negatively. Consider checking your credit score and borrowing power to find out how.