Jodie Humphries

What happens if you trade in a financed car?

Having an outstanding car loan on your vehicle means the lender has a legal right to it, which can make it more challenging to sell. But you may be able to trade in your vehicle while it’s still financed.

What is the average superannuation balance by age?

Many Australians worry about a comfortable retirement but often aren’t sure how much they should save. Your superannuation balance will be essential to ensure your comfort in the post-retirement years.

Should I continue repaying a mortgage if I am not on the title?

If you are a named owner listed on a mortgage, you are responsible for repaying it whether or not your name is on the title. Find out your responsibilities.

How does a lump sum payment on a home loan help you?

You’re probably keen to repay your home loan as quickly as possible. Find out how making a lump sum payment on a home loan can help you achieve that goal.

What happens after paying off your mortgage?

After years of discipline, your home loan is fully paid. What next? Let’s take a look at what to do after paying off the mortgage.

Moving in with a partner who has a mortgage

Moving in with your partner is a big decision. You’re both excited about the new experiences, but what should you know if you’re moving in with a partner who has a mortgage?

Can you use shares as equity for a home loan?

Your equity investments cannot be treated as security but could strengthen your case when applying for a home loan.

Understanding shared equity schemes

If you want to buy a house but are worried whether your savings and income will be sufficient, then a shared equity arrangement (SEA) could be helpful. Learn about the various SEA models and how they work.

Can you get a home loan with foreign income?

If the bulk of your income is in a foreign currency, whether you’re living in Australia or overseas, you may wonder how or if you can get a mortgage. Understand your options.

Understanding home equity loans

Home equity loans allow you to access the money you’ve paid into your home loan without selling your home.